Annual credit report free credit report California

These advertisements direct consumers not to AnnualCreditReport.com, the authorized source for free annual file disclosures, but to commercial websites operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products annual credit report free credit report California and services, according to the FTC. Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. government free credit report As a result of this advertising, consumers are often misled and annual credit report free credit report California confused about where to go to obtain the free annual file disclosure mandated by federal law. Getting a 'free' credit report is one of the most confusing and frustrating experiences there is.

--Nicolas Guzman Virginia consumer The FTC is also seeking annual credit report free credit report California to make getting free credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers. official credit report free

Today, the site makes it easy for consumers to get sidetracked from the free path with ads and special offers for additional services that are not free. The proposal would annual credit report free credit report California ban those pitches until after consumers have signed up for their free reports. Also banned: annual credit report free credit report California requiring consumers to set up accounts on the site before they can annual credit report free credit report California get their free reports.

Hundreds comment on proposed rules Of annual credit report free credit report California the more than 1,000 comments filed with the FTC about the proposed changes, an overwhelming majority support the new rules. free credit reports free